Titan Loan Master
(Loan servicing software for all players)
Titan™ Loan Master is a flexible and easy to use loan servicing system that helps banks and other lending organisations turn a profit and grow their business in an increasingly competitive environment.
Easy to install and update, the Titan Loan Master is Microsoft SQL compatible. It boasts multicurrency capabilities and allows users to to select alternative billing facilities by client.
Loan Servicing Software
Titan Loan Master servicing software is based on Microsoft's latest relational database and product development tools. It provides the flexibility and scalability that lending organisations need to succeed in today's fast-moving financial services environment.
The system's flexibility and intuitive design gives loan servicing managers and support personnel better access to critical information at the touch of a button. They can pick from over 100 standard reports or quickly create custom queries so they can make the best decisions possible. Data can be easily imported and exported, reducing or eliminating duplicate entries across multiple systems.
Over the past decade the landscape of the lending market has changed dramatically, profits are harder to maintain due to increased competition, rising costs, falling revenues and shrinking margins. To remain profitable, lenders must offer a broader product range to their customers. However, remaining profitable requires efficient management of "bad loans' or the exploration of niche portfolios for non-traditional growth opportunities (diversification).
While all of these options can significantly increase earnings they can also raise a number of support issues for the loan servicing department.
Lending organisations are therefore faced with a dilemma; how to increase the breadth and flexibility of their loan servicing operations to respond to these opportunities in the market, while profitably managing growth and controlling operational costs?
Respond to New Business Opportunities
Exploring new business opportunities in lending often requires investing in various types of lending portfolios. Titan™ Loan Master can be customised to meet specific business needs, enabling lenders to manage a mixture of portfolios from traditional lending to multi-currency corporate financing.
Titan Loan Master servicing software helps financiers manage detailed billing, daily accruals and incisive management reports. With Titan Loan Master's intuitive screen presentations that provide easy access to customer and lending information, organisations can better respond to their new opportunities.
The programme also features a robust Help system with user-definable field descriptions and complete menu driven operations, which make the system easy to navigate and use.
Sophisticated search capabilities enable you to conduct searches based on a wide array of data fields.
Manage Growth
Sound business decisions depend on up-to-date information. As loan volumes increase, accurate records and comprehensive reporting become critical to profitability and growth. Titan™ Loan Master servicing software simplifies book-keeping by generating transactions that can be atomaticaly imported into the organisation's general ledger system.
Titan Loan Master automates the full range of interest calculations and also offers enhanced reporting capabilities with the ability to create customised reports through either Crystal Reports or MS Excel.
These comprehensive reports help lenders keep on top of their portfolios regardless of their growth rate.
Improve Customer Service
Providing superior customer service is essential to retaining current loans and generating new business. Easy access to information helps lending organisations provide comprehensive responses to customers' requests. This improves the speed and accuracy of lending organisations' reporting and billing services which results in superior customer satisfaction.
Improve customer experience and standardise documentation across the business
Titan™ Loan Master's Document Scanning and Communications mode (3C Communicator) enables digital storage and transmissions of loan documents. It allows the lender manage loan applications by defining various documents that are submitted and those generated internally.
The system provides an information exchange platform for loan officers which improves communication in the application review process. The module provides a self-populating document function based on word templates. The documents are automatically populated from Titan Loan Master, filed and indexed. All e-mail correspondence is automatically filed against the clients' data so its easy to track and monitor correspondence.
Reduce Operational Risk
Risk management tools allow underwriters to evaluate loan packages and provide alerts that draw attention to high risk loans. The Risk Management module evaluates applicants for liquidity, collateral and credit history.
Our World-Check web interface allows your organisation to complete continued Due Diligence (CDD) safe guarding your organisation and your FSA licence.
Reduce Operations Costs
Often the cost of customising and reviewing a new loan application prohibits the exploration of new lending opportunities. However with Titan™ Loan Master, handling multiple types of loans can be tailored to your business needs without draining operational resources.
Titan Loan Master's automated accounting and comprehensive management reports enable organisations to control costs and evaluate performance in Real-Time. Furthermore, the maintenance costs of this system are minimal compared with other mainframe solutions.
