THREE TIER ARCHITECTURE
Titan™ seperately manages underlying data, business processes and products as well as channel applications.
Data Layer
Powered by technology from industry leaders such as Oracle, the data layer secures a vast amount of information about customers, the accounts they own and the products they use. The Data layer:
- Is customer centric
- Holds information about accounts and transactions
- Archives historical information
- Supports multi-company and multi-branch operations
- Delivers multi-currency accounting
Product & process layer
To be competitive today, every bank needs to offer a wide range of products and services. This layer is the home of the product portfolio. Within consumer and commercial banking, Titan supports current and savings accounts, term deposits and a wide range of lending products. In trade finance, the system provides letter of credit, collections and guarantees.
Titan fully supports every single customer and incorporates their personal needs with a range of investment and portfolio management modules, safe custody and collateral management capability. All services are backed by exhaustive management information and reporting capabilities, process controls, document and correspondence management.
Channel Layer
Titan enables swift design and deployment of new products and services. The Channel layer ensures you can reach your customers when and where they want you:
- In the branch
- AT the ATM
- Via point of sales
- Through call centres and IVR
- Online